Showing posts with label tips. Show all posts
Showing posts with label tips. Show all posts

Wednesday, September 29, 2010

Money Saving Tips from Atkins - save on groceries

These are good ways to save money at the grocery store:

Saving money is on everyone’s mind these days. That’s why it’s important to understand that watching your carbs needn’t cost you a mint. Regularly consuming pricey cuts of meat and other expensive foods is unnecessary when there are countless other inexpensive and delicious low-carb options.

In fact, you may actually find you’re spending less at the supermarket once you’re no longer filling your cart with junk food snacks and other heavily processed foods. And when it comes to convenient low-carb products and snacks, there are strategies for shaving off some of the cost there too. Let’s take a look at 20 ways fill your fridge and cabinets with Atkins-friendly foods without breaking the bank:

  1. Plan your meals. After you’ve picked your recipes, make a list, stick to it and shop once a week. (You’ll save on time and gas too.) Check out ads in the local paper or fliers for what’s on special. By planning on more than one meal that uses some of the same ingredients, you can avoid waste. If a main dish calls for cabbage, for example, plan on making coleslaw for another meal to use up the cabbage.

  2. Waste not. A recent study from the University of Arizona found that the average American household throws out more than $500-worth of food each year, much of it produce. Stock up on greens and other veggies but don’t buy more than you can consume in a week; you’ll probably have to toss some of it in the trash. You might as well put dollars down your disposal.

  3. Shop carefully. The fresher the produce, the longer it lasts—and the less you’ll have to toss. Avoid any fruits or vegetables that are shriveled or wrinkled—they’re already losing precious moisture. Also pass up any with dents, bruising, cracks or black spots. Bypass shrink-wrap packages for individual items, and you’ll have more control.

  4. Store properly to avoid waste. Most veggies and fruits should be stored in the crisper. Let avocados, kiwifruit and stone fruits like peaches ripen on the counter before refrigerating. Some fruits like lemons, limes and pomegranate are more flavorful if not refrigerated. Likewise, basil (stems in water), tomatoes, garlic, ginger, onions, sweet potatoes, pumpkin and winter squash do better at room temperature.

  5. Count on leftovers. Roast a chicken, pot roast or a pork loin for a weekend dinner, and then use the extra meat to top a salad or for a stir-fry. Almost any vegetable leftovers can wind up in a salad or an omelet.

  6. Chill it. Double recipes and freeze individual or family portions for later. Use microwave-safe containers or make foil pouches—place them in freezer bags to avoid freezer burn) that can be reheated in a conventional oven.

  7. Broaden your meat options. Explore the delicious benefits of beef chuck and sirloin. Such cuts contain more marbling (streaks of fat throughout the meat) so they’re actually more tender, flavorful and juicy than leaner cuts like tenderloin. They’re best suited to slow cooking—think stews, soups, roasts and braises (For more, see Beef on a Budget). When it comes to pork, inexpensive cuts include rib chops, shoulder and butt. Sausages are flavorful, affordable and cook quickly. Slice and sauté them with bell peppers and onions, or enjoy them with grainy mustard and sauerkraut. You can also pan-fry a ham steak in just a few minutes. Lamb stew meat and lamb shanks are two budget cuts.

  8. Buy whole chickens. They’re almost always less expensive than prepackaged parts; cut up chicken yourself, and you’ll save money. Skinned chicken parts are always more expensive that skin-on cuts, and remember, there’s not need to avoid chicken skin on Atkins. Turkey and chicken sausages are another well-priced item and taste great straight from the grill.

  9. Explore other protein sources. Eggs aren’t just for breakfast, whether scrambled, poached, in an omelet or even in a crustless quiche. Avoid the monotony of chicken and turkey by cooking with tofu and other soy-food stand-ins, while providing a variety of nutrients as well. Soy crumbles are a great substitute for ground beef and transform into chili or Bolognese in no time.

  10. Buy in Bulk. It’s always a smart strategy to buy meat in bulk when it’s on sale and freeze what you don’t use immediately. If you’re a club shopper, you can almost always find at least one good deal. Some of the larger grocers now also have bulk sections in their stores that offer nuts, seeds, beans and whole grains. They’re priced lower because you’re not paying a premium for fancy packaging.

  11. Skip the salad-in-a-bag. Greens that have been washed, chopped and sealed in a bag will always be far more expensive than those that are sold as individual heads. And it may have been more than a week since they had their roots in the soil, losing valuable nutrients all the while.

  12. Eat in season. You wouldn’t wear your wool sweater and down jacket in August, so avoid buying certain fruits and veggies when they’re out of season and at their most expensive. When produce is flown in from other countries, it naturally costs more. Get into the habit of blanching in-season vegetables and then freezing them so you can have your favorites year-round. Berries and some other fruits freeze well, too.

  13. Keep a variety of oils. Oils run the gamut when it comes to price and quality, so it’s wise to use them accordingly. Buy large containers of less expensive oils—canola oil, olive oil and high-oleic safflower oil, for example—to use for stir-frying and sautéing, and keep smaller containers of flavorful, high-quality, cold-pressed oils, such as extra-virgin olive or walnut oil, to drizzle on salads and veggies.

  14. Expand your horizons. Here are some affordable protein foods and/or low-carb foods you may want to become familiar with or using more often: canned salmon, sardines and mussels; fresh or frozen bluefish and catfish; feta cheese, bean sprouts, cabbage, full-fat cottage cheese, lentils and most other legumes.

  15. Stock up on snacks. When it comes to low-carb bars and shakes to fit your healthy lifestyle, look for store specials and shop in bulk. To find Atkins products near your home, use our handy store locator. The club stores sell Atkins products in bulk or order on line. And don’t forget to check circulars in newspapers for coupons.

  16. Make pitchers of soft drinks. Low-carb beverages such as lemonade, iced teas and coffee drinks are expensive to purchase but easy and cheap to prepare at home. Get in the habit of making batches once a week (using an acceptable sugar substitute, of course).

  17. Leave the kids at home. In addition to making a list and not going to the supermarket hungry, shopping without demanding children (or teen-agers) tagging along will make it easier to avoid the junk food aisle and other processed foods that can blow your budget.

  18. Use the tap. Rather than expensive individual bottles of water in plastic bottles that will live on long after we do, purchase a water-filter pitcher.

  19. Go online. Many manufacturers and some stores allow you to download money-saving coupons. There are even websites devoted to ferreting out such deals.

  20. Read up. Finally, browse the hundreds of recipes on the Atkins recipe database and in low-carb cookbooks to find dishes that are both delicious and affordable.
When you find beef tenderloin or shrimp on sale, you may want to indulge yourself. But for everyday Atkins fare, rest assured that there’s plenty else out there that won’t break the bank.
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Wednesday, September 1, 2010

Happy Life Without Credit - tips on living well

image - BlueEagle

Have you ever had these thoughts?

1. I have to build my credit.
2. I'll never be able to buy a home without credit.
3. I need to take a loan to build my credit.
4. I need this credit card to build my credit.

Let me tell you ~You don't need credit!
You need collateral.
You need to collect deeds and titles, not loans and mortgages, to build
security and wealth.

If your home is not paid for, you don't own it and it can be taken from you.
The most important investment you will ever make is your own home.
Once you hold the deed to your property, you have collateral
and can easily get an emergency loan from any bank.

Do not buy your home to turn a profit later on! Buy your home to live in without having to make monthly payments.

If you find a home that you can't afford to pay cash for,
make arrangements with the owners to make payments to them
without interest.

Pay cash for your home and upgrade it as you need to.
Thousands of homes are available all across the country
and I'll show you how to find them.

Benefits of living without "credit"
1. Living this way allows Moms to stay home and raise their children
if they choose to, provided they have a working Dad in the picture.
2. You will always be debt free
3. All of your income will go to supply your family needs,
NOT to make bankers wealthy!
4. You will build real wealth and security, no longer living month to month.
5. You will have more than than you ever had while living on "credit".

It Works For Me
We don't use "credit" of any kind. I pay cash for everything. I have no debt and
all my money goes to purchase what I need, NOT to pay interest on credit cards or
mortgages. How much is your monthly mortgage payment? How many jobs do you
have to work to make these payments?

My mortgage payment is zero. I use our income to buy new appliances and make upgrades
on our home as needed.

To afford our needs we shop online. I call it Green Shopping, saving the planet (gasoline)
and my budget at the same time. We also shop local thrift shops, supporting
charities (Boys Youth Ranch) and saving my family from debt at the same time.

Credit Cards - don't get one! Buy only what you can afford.
Get a prepaid Visa at Walmart or use the Visa Debit card that
comes with your checking account to take advantage of online shopping savings.
special note - some of you have learned how to use credit cards that give cash back
to earn enough to pay some household bills doing this - I'm not referring to you.

First Step in building real wealth is holding the deed to your own home.
This was so important to me that I was willing to move to another state to be able
to own my own home outright.
If you can't move contact your local County Courthouse. Ask for the list of properties
that they have already foreclosed on and are now available for purchase from the County.

Investors have been buying these same properties and then listing them
with Real Estate agents at full price. You can skip the full price, the realtor fees, the mortgage, the huge closing costs by simply buying from the county. Your local county
also has a county attorney who is a public servant and he or she will help you
with this.

craigslist is a free way to connect with people who are serious "don't wanter's".
They often have a second or third home that has become a burden to them.
Post a free ad in your area asking for the size home you need and explaining your situation.
You will connect with wonderful people that will help you.

Bid4Assets has $1, no reserve, no minimum auctions where the bids start at $1
and the highest bidder wins, even if no one outbids your $1!

ebay residential is also a great place to find homes you can afford to pay cash for.
Read the terms carefully to see if you are bidding on the price of the home
or only on the down payment of an owner financed loan.

How to deal with repairs:
Expect to make repairs. Think of it as "doing it your way" or making
your home your own.
The economy is so bad that you can easily hire local skilled workers,
plumbers, electricians, roofers, etc to do side jobs for you at a fraction of the
usual cost while helping them survive at the same time.
Every month I take the money that would of been my house payment
and hire a local to fix something.

Appliances:
1. Take advantage of the huge online discounts at Sears and other stores
to buy your appliances, use the rebates to pay for delivery and installation.
2. Use Ebates or similar to get cash back on all your online purchases
3. use promo codes to save huge amounts of money!
4.Buy Green upgrades (tankless water heaters, bio fuel flex stoves) and take advantage
of the tax credits.

For once, let this economy work for you!
It may take some doing to set your life up this way, but it IS worth the effort!

One last thought: After you pay cash for your home and get it livable,
you can buy a few rentals the same way and create income!

Here are a few interesting home deals I found today:
Item image

5 Bids
$10,433.33



Item 469779 $1NR, Great Investment! Large Brick Duplex, MI $701.00

8

10+ hrs


Item 469780 $1NR, Great Investment Property! MI $101.00

2

10+ hrs


Item 469781 $1NR, Good Investment Property! OH $304.00

3

10+ hrs


Item 469703 $1 No Reserve! S. Florida Condo Built in 2005! Sold $133,900! 2 Bed! $20,500.00

20

1 days


Item 469782 $1NR, Zestimate $73K, MI $1.00

1

1 days


Item 469783 $1NR, Great Rental Property! MI $101.00

2

1 days


Item 469784 $1NR, 2 Story, Flint MI $1.00

1

1 days


Item 469740 $1 Starts Single Family Residence In Detroit MI - Excellent Deal !!! $1.00

1

4 days


Item 469746 $1 Starts Bank Repo Property In Detroit Michigan - No Reserve! $1.00

0

4 days


Item 469747 Excellent Repo - REO property in Michigan - Wonderfull Deal $$$ $101.00

2

4 days


Item 469743 $1 Bank Repo In Michigan - Duplex In Detroit - Excellent Deal !!! $1.00

1

4 days


Item 469744 $1 Starts House In Detroit MI - Bank Repo - Excellent Street $$$$ $1.00

0

4 days


Item 469745 BANK Repo - In Detroit MI - $1 starts house - Huge Potential $$$ $1.00

1

4 days


Item 469800 WOW !!! COLORADO -Free & Clear Single Family ! N/R $1.00

1

4 days


Item 469862 $1 Starts Excellent House In Great Neighborhood - Check Latest PICS !! $200.00

1

4 days


Item 469741 $1 Starts Auction For Bank Repo Property in MICHIGAN - $$! $$$ $1.00

0

4 days


Item 469742 Bank Repo - Single Family House In Detroit Michigan - $$$ $1.00

0

4 days


Item 469841 Pittsburgh - PA , Single Family Brick House In the City - $$$$ $1.00

0

4 days


Item 469838 Kansas City Missouri - No Minimum - No Reserve $201.00

3

5 days


Item 469839 Toledo Ohio - No Minimum - No Reserve $101.00

2

5 days


Item 469840 Memphis Tennessee - No Minimum and No Reserve $101.00

2

5 days


Item 469864 Pittsburgh - PA - Huge House On Excellent Street - Check PICS $$ $501.00

2

5 days


Item 469734 $1 No Reserve! Direct WATERFRONT! Single Family House! Built 2005! $23,500.00

17

6 days


Item 469402 3/1 House Detroit Michigan. Fixer Up $1 Starts No Reserve $1.00

1

6 days


Item 469738 Flint, MI - Portfolio of 4 Handyman's Specials! $1NR! $1.00

1

7 days


Item 469909 5204 Rita Street, Jacksonville, FL, 32209 - $1 Minimum, No Reserve! $1.00

0

8 days


Item 469929 1339 West Downey Street, Flint, MI, 48505 - $1 Minimum, No Reserve! $1.00

1

8 days


Item 469932 6008 Garfield Avenue, Berkeley, MO, 63136 - $1 Minimum, No Reserve! $1.00

0

8 days


Item 469892 $1 NR - Newark, NJ Duplex - Comps to $400k!!! $300.00

3

12 days


Item 469657 Birmingham, AL - Tax Assessed @ $43,400 - $1 NR!!! $1.00

0

14 days


Item 469665 Birmingham, AL - Finish the Rehab & Rent this out! $1 NR!!! $1.00

0

14 days

Tuesday, August 17, 2010

Diet Tips - Magical Peppers are your Diet Friend

peppers you can buy at Henry Fields

Pep up your diet with peppers.
Mild, Hot, Sweet, Smokey...loaded with flavor.

When you are cutting back calories, salt , sugar, sweets, your diet can be blah and boring.

My diet tip of the day is to add some beautiful peppers to your diet.
Stuff some, grill some, chop them and add to any dish to get lots of flavor
and very little calories.

Hot peppers will rev up your metabolism and contain
a potent pain killer, good for arthritis pain.

Thrifty Tip - grow your own peppers. You'll get varieties that aren't available
in most grocery stores and save a bundle. I've had pepper plants live for years
potted as house plants, even bell peppers will grow indoors.

Wednesday, July 28, 2010

Put Your Fun on Speed Dial - tips to help you win sweepstakes and giveaways




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Many sweeps allow you to enter once per day. Trouble is, I can't remember if I've entered
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